LONDON/NEW YORK (Reuters) – Major ratings downgrades by Moody's will further divide the world's biggest banks based on their strength and access to cheap customer deposits. The ratings, released Thursday by Moody's Investors Service, gave a competitive advantage to "safe-haven" banks that fund themselves with stable, low-cost customer deposits, while worsening the outlook for weaker banks that rely more on capital markets for their funding. Stock and credit markets reacted mildly after Moody's cut the ratings of 15 of the world's biggest banks, as the cuts had been widely anticipated. …
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